Payment costs for medical and dental practices.
Practices collect patient balances at the front desk, on statements and through payment plans. Program design needs to respect the patient experience and payer rules.
Average balance
Moderate to high
A general description.
Card mix
High
Card is the most common self-pay method.
Cost driver
Self-pay volume
Program scope depends on your setup.
Where medical & dental lose margin.
These are the patterns we see most often when we review statements in this category.
Collecting patient balances
Card is often the fastest way to collect, but it comes at a cost.
Payment plans
Recurring charges mean more processed transactions.
Payer rules
Some payment types may not fit into a program.
Clear talk at the front desk
Staff need simple language for patient conversations.
Illustrative model
Example | multi-provider practice
- Monthly card volume
- $140,000
- Average payment
- $210
- Assumed rate today
- 2.9%
- Estimated monthly processing cost
- $4,060
These numbers are for modeling only.
What we usually deploy first.
We set things up in order, so the change with the biggest impact happens before hardware or analytics.
Pre-set for a typical medical & dental profile.
Adjust the inputs to match your own volume, ticket size, and current rate.
Inputs
≈ 667 card transactions per month
Total monthly processing cost ÷ total monthly card volume.
Residual cost retained by the merchant under a program structure.
Illustrative output
Estimated annual savings
$41,160
≈ 84% reduction in modeled acceptance cost
- Monthly processing cost
- $4,060
- Annual processing cost
- $48,720
- Estimated program cost / mo
- $630
- Estimated monthly savings
- $3,430
These are estimates only. Your actual results depend on your processing volume, interchange, card mix, processor fees, pricing and program setup.
Medical & Dental questions.
See the numbers for your medical & dental.
Bring a recent statement and we will show you where your costs actually sit.
No obligation · Estimates are examples only