Compliance is the product.
A cash discounting program is only as good as its disclosures and its setup. Everything else is just extra.
Six things every program has to get right.
This is the checklist we run before a program goes live, and again whenever something important changes.
Disclosure before decision
We show cash and card pricing before the customer pays, everywhere a price appears.
- Signage and counter placement
- Menu, shelf tag and price list
- Online and invoice presentation
- Receipt language
Documented program definition
We write down what you charge, how it's shown, and where. You keep that documentation.
- Program summary document
- Channel-by-channel pricing map
- Disclosure template set
- Change log
Setup matches what you disclose
What your POS charges has to match what the customer saw. We check this with test transactions before you go live.
- Terminal and POS configuration
- Item-level pricing checks
- Refund and void behavior
- Pre-launch test transactions
Network and processor requirements
We design your program around the card network rules and processor requirements that apply to it.
- Program structure selection
- Card-type handling
- Processor requirement review
- Documentation of the chosen structure
Staff readiness
Your staff explain this program at the counter all day long. We give them short, consistent scripts.
- One-page staff reference
- Answer scripts for common questions
- New-hire onboarding material
- Refresher on program changes
Ongoing review
Locations, devices, channels, and processors change over time. Every change gets rechecked.
- Periodic configuration review
- New location onboarding
- Hardware or POS change checks
- Program adjustment support
Plain language about limits.
If a vendor promises certification, guaranteed savings, or universal legality, they're describing something that doesn't exist.
Whether you can use a cash discounting or dual pricing program, what disclosures are required, and what setups are allowed all depend on your state, card network rules, your processor and your own setup. Nothing on this site is legal advice, a quote, or a guarantee of savings.
Compliance questions.
Have an existing program reviewed.
If you already run cash discounting, a setup and disclosure review is the fastest way to find gaps.
No obligation · Estimates are examples only