See how much it's costing you to accept credit cards today.
Enter your volume, average ticket, and current rate. The model compares that to an example cash discounting setup.
Inputs
≈ 1,846 card transactions per month
Total monthly processing cost ÷ total monthly card volume.
Residual cost retained by the merchant under a program structure.
Implied cash & other tender: 15% of sales.
Illustrative output
Estimated annual savings
$36,720
≈ 85% reduction in modeled acceptance cost
- Monthly processing cost
- $3,600
- Annual processing cost
- $43,200
- Estimated program cost / mo
- $540
- Estimated monthly savings
- $3,060
These are estimates only. Your actual results depend on your processing volume, interchange, card mix, processor fees, pricing and program setup.
Important
These are estimates only. Your actual results depend on your processing volume, interchange, card mix, processor fees, pricing and program setup.
Whether you can use a cash discounting or dual pricing program, what disclosures are required, and what setups are allowed all depend on your state, card network rules, your processor and your own setup. Nothing on this site is legal advice, a quote, or a guarantee of savings.
How the model works.
It's simple math, laid out clearly, so you can check it against your own statement.
Calculator questions.
Ready to have your statement reviewed?
Our calculator is a good starting point. A statement review tells you what is actually happening.
No obligation · Estimates are examples only